WalletHub 1.16.5

WalletHub is an app that offers a comprehensive set of free credit monitoring and financial planning tools. With WalletHub, you can access your credit scores, credit reports, and WalletScore, all of which are updated daily. Additionally, the app provides personalized tips to help you save money and improve your credit standing. By downloading this award-winning app, you can take control of your finances and achieve top WalletFitness®.

By signing up for a free WalletHub account, you will gain access to a range of valuable features:

• 100% free credit scores, which are updated daily
• A clear plan for improving your credit score
• The all-new WalletScore, offering a holistic view of your financial health
• Free credit reports, updated daily
• 24/7 credit monitoring to protect against identity theft and fraud
• Savings alerts to help you repay debt faster and avoid overpaying on credit cards and loans
• A custom-built debt payoff roadmap tailored to your needs

WalletHub has received widespread recognition, with over 2,000 news mentions from reputable sources including The Wall Street Journal, The New York Times, The Washington Post, CNBC, Yahoo Finance, MSN Money, and Forbes.

Frequently Asked Questions:

Q: Is WalletHub Really Free?
A: Yes, WalletHub is completely free to use. Rest assured that we will never ask for your credit card information.

Q: Will Using WalletHub Hurt My Credit?
A: No, it won't. When you check your credit report and score through WalletHub, it only results in a "soft" inquiry, which does not impact your credit.

Q: Why Choose WalletHub?
A: WalletHub stands out from other free credit score apps because of its daily updates, actionable credit improvement plan, and the unique WalletScore. Your WalletScore provides an overview of your financial performance, going beyond just your credit information. Additionally, WalletHub offers a personalized debt payoff plan to help you maximize your savings and become debt-free faster.

Q: What Is a WalletScore?
A: WalletScore is an innovative tool that evaluates your financial health by considering four key categories:

• Credit: Measures your creditworthiness and ability to borrow at favorable terms.
• Spending: Assesses your ability to comfortably manage expenses and debt.
• Emergency Preparedness: Evaluates your ability to handle financial emergencies based on savings, insurance coverage, and more.
• Retirement: Measures your readiness to retire with sufficient funds from various income sources and investments.

Q: How Will WalletHub Save Me Money?
A: Whether you have excellent or poor credit, WalletHub continuously searches for better deals to ensure you are not being taken advantage of. If your credit needs improvement, we will guide you towards making the necessary changes, potentially saving you thousands of dollars per year on areas such as credit cards, mortgages, auto loans, student loans, and car insurance. A strong credit rating can also indirectly benefit you with employers and landlords. In addition to your credit score, WalletScore provides tools to improve other aspects of your financial well-being, including emergency preparedness, spending habits, and retirement planning.

Q: Can WalletHub Help Me Improve My Credit?
A: WalletHub analyzes your credit score and report to identify your strengths and weaknesses. We then simulate various actions to determine how they will impact your credit standing. Based on this analysis, we provide you with a personalized credit improvement plan and a comprehensive credit scorecard.

Q: How Does 24/7 Credit Monitoring Work?
A: WalletHub's free credit monitoring service keeps a continuous watch on your TransUnion credit report. Whenever there is an important change, you will be promptly notified via email or SMS alerts, which most other monitoring services do not offer. This allows you to quickly verify the accuracy of changes and address any potential problems before they escalate.