WalletHub 1.16.5

WalletHub 1.16.5

WalletHub – Freeware – iOS
out of 8989 votes
Latest Version
1.16.5
Safe to install

WalletHub: Your Personal Finance Dashboard

Minh Ong

WalletHub offers a comprehensive suite of tools for monitoring credit scores, managing finances, and finding the best financial products available.
2025 Editor's Rating
EXCELLENT User Rating

WalletHub is an app that offers a comprehensive set of free credit monitoring and financial planning tools. With WalletHub, you can access your credit scores, credit reports, and WalletScore, all of which are updated daily. Additionally, the app provides personalized tips to help you save money and improve your credit standing. By downloading this award-winning app, you can take control of your finances and achieve top WalletFitness®.

By signing up for a free WalletHub account, you will gain access to a range of valuable features:

  • 100% free credit scores, which are updated daily
  • A clear plan for improving your credit score
  • The all-new WalletScore, offering a holistic view of your financial health
  • Free credit reports, updated daily
  • 24/7 credit monitoring to protect against identity theft and fraud
  • Savings alerts to help you repay debt faster and avoid overpaying on credit cards and loans
  • A custom-built debt payoff roadmap tailored to your needs

WalletHub has received widespread recognition, with over 2,000 news mentions from reputable sources including The Wall Street Journal, The New York Times, The Washington Post, CNBC, Yahoo Finance, MSN Money, and Forbes.

Frequently Asked Questions:

Q: Is WalletHub Really Free?
A: Yes, WalletHub is completely free to use. Rest assured that we will never ask for your credit card information.

Q: Will Using WalletHub Hurt My Credit?
A: No, it won't. When you check your credit report and score through WalletHub, it only results in a "soft" inquiry, which does not impact your credit.

Q: Why Choose WalletHub?
A: WalletHub stands out from other free credit score apps because of its daily updates, actionable credit improvement plan, and the unique WalletScore. Your WalletScore provides an overview of your financial performance, going beyond just your credit information. Additionally, WalletHub offers a personalized debt payoff plan to help you maximize your savings and become debt-free faster.

Q: What Is a WalletScore?
A: WalletScore is an innovative tool that evaluates your financial health by considering four key categories:

  • Credit: Measures your creditworthiness and ability to borrow at favorable terms.
  • Spending: Assesses your ability to comfortably manage expenses and debt.
  • Emergency Preparedness: Evaluates your ability to handle financial emergencies based on savings, insurance coverage, and more.
  • Retirement: Measures your readiness to retire with sufficient funds from various income sources and investments.

Q: How Will WalletHub Save Me Money?
A: Whether you have excellent or poor credit, WalletHub continuously searches for better deals to ensure you are not being taken advantage of. If your credit needs improvement, we will guide you towards making the necessary changes, potentially saving you thousands of dollars per year on areas such as credit cards, mortgages, auto loans, student loans, and car insurance. A strong credit rating can also indirectly benefit you with employers and landlords. In addition to your credit score, WalletScore provides tools to improve other aspects of your financial well-being, including emergency preparedness, spending habits, and retirement planning.

Q: Can WalletHub Help Me Improve My Credit?
A: WalletHub analyzes your credit score and report to identify your strengths and weaknesses. We then simulate various actions to determine how they will impact your credit standing. Based on this analysis, we provide you with a personalized credit improvement plan and a comprehensive credit scorecard.

Q: How Does 24/7 Credit Monitoring Work?
A: WalletHub's free credit monitoring service keeps a continuous watch on your TransUnion credit report. Whenever there is an important change, you will be promptly notified via email or SMS alerts, which most other monitoring services do not offer. This allows you to quickly verify the accuracy of changes and address any potential problems before they escalate.

Overview

WalletHub is a Freeware software in the category Business developed by WalletHub.

The latest version of WalletHub is 1.16.5, released on 07/02/2024. It was initially added to our database on 09/22/2023.

WalletHub runs on the following operating systems: iOS.

Users of WalletHub gave it a rating of 5 out of 5 stars.

Pros

  • Provides free credit scores and reports from TransUnion and Equifax
  • Offers personalized credit improvement recommendations
  • Allows users to track credit card transactions and balances
  • Includes financial tools like budgeting, credit analysis, and credit monitoring

Cons

  • Some users report issues with inaccurate credit score updates
  • Ads are present in the app which can be distracting for some users
  • Not all features are available for free users, some functionalities require a paid subscription

FAQ

What is WalletHub?

WalletHub is a personal finance website that provides free credit scores, credit reports, financial advice, and tools to manage finances.

How does WalletHub provide free credit scores?

WalletHub provides free credit scores by partnering with multiple credit bureaus and using a proprietary algorithm to calculate and update users' scores regularly.

Is WalletHub safe to use?

Yes, WalletHub is safe to use. It employs advanced security measures like encryption to protect your personal information.

Can I access my credit report through WalletHub?

Yes, WalletHub offers users a free credit report that updates regularly, allowing you to monitor changes and important factors affecting your credit.

Does WalletHub offer financial advice?

Yes, WalletHub features a variety of articles and tips on personal finance topics, including budgeting, saving, and improving credit scores.

Are there any costs associated with WalletHub?

No, WalletHub is completely free to use for accessing credit scores, reports, and financial advice. There are no hidden fees.

How do I sign up for WalletHub?

You can sign up by visiting the WalletHub website or downloading the mobile app and creating an account with your email address.

Can I improve my credit score using WalletHub?

Yes, WalletHub provides personalized recommendations and tools that can help you identify mistakes, learn about credit scoring factors, and improve your credit score.

Is there a mobile app for WalletHub?

Yes, WalletHub has a mobile app available for both iOS and Android devices that allows you to manage your finances on-the-go.

What should I do if I find inaccuracies in my credit report on WalletHub?

If you find inaccuracies in your credit report on WalletHub, you can dispute the errors directly with the reporting agency or contact their support for assistance.


Minh Ong

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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